Let’s be honest, no one wants to think about funerals.
It’s one of those things we prefer to avoid thinking or talking about completely until we have to. What’s the good in thinking about the worst moments that lie ahead? Well actually, there is some good in it.
We all try to save for rainy days, don’t we? Or for our children’s university funds. We all have insurance – travel, home insurance, car, contents. We all put all sorts of policies and plans in place to plan for and protect ourselves in the future.
Funeral planning is simply another example of that, really. It’s taking a little time to get everything sorted so that, when the time comes – hopefully many, many, many years from now – your loved ones will already know your wishes,. You get to choose your own send off, rather than have loved ones guess at what you might have wanted.
Preparing for a funeral will be always be a sad time, of course, but by prepaying our funeral costs and laying out wishes, you’re also removing the stress of tough decision making at an already tough time, not to mention avoiding leaving a financial burden.
Another very sensible but not often talked about consideration is rising costs. Everything is getting more expensive, so pre-paying for a funeral at today’s prices will very probably cost much less than paying for a funeral in 50 years.
Now of course, not many of us have enough money floating around to pay for a funeral up front, but with a pre-paid funeral plan (PPFP), you don’t have to pay in one go. You can arrange to make monthly direct debit payments for a fixed amount of time, or even spread month payments over the full length of your life.
This video from The Co-operative Funeralcare talks you through all the key considerations.
Join the Twitter chat today
If you’re considering making funeral plans, want to share your views, or have more questions, why not join The Co-operative Funeralcare’s Twitter chat, hosted by Jo from Slummy Single Mummy?
It’s running from 1pm-2pm (UK time) today, 13th May 2015 and a Co-operative Funeralcare expert will also be on hand – just search for the hashtag #askcoop.
Speak to you then.
This is a commissioned post for The Co-operative Funeralcare