Pre-heat the oven to 200C/390F fan (220C/430F). Mix the flour, bicarb and salt in a large bowl.
Add the Onken Plain Grain and mix well.
Add the egg and mix well.
Add the fruit and nuts and mix well.
Tip the dough onto a well floured surface. Knead very briefly to form into a round. If it's too sticky, keep adding flour to your board and kneading through.
Lift the dough onto a tray lined with baking paper. Sprinkle with the oats, then score some 1cm deep lines in the top of the loaf with a sharp knife.
Bake for 20-25 minutes. To test if the loaf is baked through, turn the loaf over and tap on the bottom to see if it sounds hollow.
Leave the loaf to cool on a wire rack.
To make the topped toast
Once cool, cut the loaf into 1cm slices.
Toast 3 slices per person, then top with sliced banana, a squirt of honey, a scattering of oats and side of Onken Plain Grain.